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Moroccans in France: your complete guide

1.6 million Moroccans live in France. Taxation, real estate, transfers, inheritance, retirement: find all the specialized resources for your situation as an MRE in France.

Find a professionalPractical guides
1,6M
Moroccans in France
40%
of global diaspora
3,2Md€
sent/year to Morocco
70%
of MRE property buyers

The 3 main challenges for MRE in France

Specific situations requiring Franco-Moroccan expertise.

⚖️

France-Morocco Double Taxation

The tax treaty of May 29, 1970 prevents double taxation on income, but its practical application remains complex. Moroccan rental income, dividends, capital gains: each category has its own rules.

Non-resident tax guide
🏠

Real Estate Investment

French MRE account for 70% of MRE buyers in Morocco. Between notary fees (4-6%), land title registration, power of attorney, and remote management, each step requires a trusted professional.

Real estate purchase guide
💸

France-Morocco Transfers

Moroccans in France send an average of €4,000/year to Morocco. Wise, Western Union, CIC, and Moroccan banks offer very different rates. A 1% gap on €10,000 = €100 lost.

Compare transfer rates

Essential guides for France MRE

Verified against official French and Moroccan sources.

All guides →

Belgium-Morocco Double Taxation: How to Avoid Paying Taxes Twice in 2026

The Belgium-Morocco tax treaty of 4 May 1972 (in force since 1977) allocates taxing rights between the two countries to prevent double taxation. An MRE residing in Belgium is taxed on their worldwide income in Belgium but benefits from an exemption or tax credit for income already taxed in Morocco. Form 276 Conv is the key to activating this protection.

13 min read

Investing in the Moroccan Stock Market from Abroad: AMMC 2026 Guide

MREs can invest on the Casablanca Stock Exchange (BVC) through a securities account in convertible dirhams opened with an AMMC-licensed brokerage firm. Transfers from Europe are free, capital gains are tax-exempt for non-residents, and dividends are subject to a 15% withholding tax creditable against the tax of the country of residence via tax treaties.

12 min read

Succession and Inheritance in Morocco for MREs: Complete Guide 2026

Islamic law, multiple heirs, property, frozen bank accounts: how to handle an inheritance in Morocco from abroad without mistakes.

10 min read

Frequently asked questions — MRE France

Do I need to declare my Moroccan income in France?

Yes, if you are a French tax resident (more than 183 days per year), you must declare all worldwide income, including Moroccan-source income. The France-Morocco convention of 1970 provides mechanisms to avoid double taxation: tax credit or exemption depending on the type of income.

How do I send money to Morocco from France at the best rate?

In April 2026, Wise offers the most competitive rate (fees ~0.5% + €0.50 fixed). For €500 sent, you get around 200 MAD more than with a standard bank transfer. Our calculator compares Wise, Western Union, and banks in real time.

Can I keep my Moroccan bank account while living in France?

Yes. As an MRE, you can open a convertible dirham account (CDC) or foreign currency account (CDE) at any Moroccan bank. These accounts allow free transfers to and from abroad and are exempt from foreign exchange controls.

How do I handle a Moroccan inheritance from France?

Moroccan succession is governed by the Moudawana (Moroccan family law), even if you live in France. A Moroccan notary or lawyer is essential to establish the inheritance deed, settle any capital gains tax, and transfer assets. The legal deadline for MRE is 1 year.

Is my French pension taxable in Morocco?

No. Under the France-Morocco convention, pensions paid by France are taxable only in France. However, if you become a Moroccan tax resident, your pension will be exempt from income tax if you repatriate it in dirhams through the Moroccan banking system.

Need a professional in Morocco?

Notaries, lawyers, accountants and architects verified by the LesMRE team. Contact them for free.

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