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Free LesMRE tool · Real rates April 2026

How many dirhams
do you actually receive?

Compare Wise, Western Union and your bank in real time. The gap can exceed 4,000 MAD per year.

Official Bank Al-Maghrib rate : EUR = 10.85 MAD

Sending country

Amount to send

EUR
505 000 EUR
Best choice
Wise0.5% + 0.50 EUR · 1–2 days
Fees: -3,00 EUREff. rate: 10.7849 MAD/EUR
5 392 MAD
Western Union1.5% spread · 1–3 days
Fees: -7,50 EUREff. rate: 10.6872 MAD/EUR
5 344 MAD
-49 MAD
Virement bancaire3.5% spread + 20 EUR · 2–5 business days
Fees: -37,50 EUREff. rate: 10.0514 MAD/EUR
5 026 MAD
-367 MAD

Sticking with a bank transfer for 500 EUR

Per transfer
-367 MAD
If you send every month
-4 401 MAD/an

Managing significant funds from abroad?

Our MRE accountants and financial advisors help you optimize your transfers, investments and tax situation in Morocco.

Find a financial advisor

Frequently asked questions

What is the best way to send money to Morocco?

Wise is the most advantageous service for sending money to Morocco. It uses the real interbank rate (Bank Al-Maghrib) without hidden spread, with transparent fees of 0.5% + 0.50 EUR. For 500 EUR, you receive 5 392 MAD with Wise, vs 5 026 MAD with a bank transfer.

How much does a bank transfer to Morocco cost?

A bank transfer to Morocco costs on average a 3.5% spread on the exchange rate plus 20 EUR in fixed fees. For 500 EUR, that represents 37,50 EUR in total fees, or 367 MAD lost compared to Wise.

What is the euro-dirham exchange rate in 2026?

The official EUR/MAD rate is set daily by Bank Al-Maghrib. In April 2026, 1 euro equals 10.85 Moroccan dirhams. Banks and transfer services apply a spread on this rate, reducing the amount received. Wise applies the raw interbank rate without any spread.

Calculations based on indicative rates and fees for April 2026. Actual fees may vary. Official Bank Al-Maghrib rate: 1 EUR = 10.85 MAD.

Money Transfer Morocco Calculator 2026 | Compare Wise, Western Union, Bank Transfer | LesMRE | LesMRE