Direct Social Assistance (ASD) is a Moroccan government program launched in December 2023 and progressively deployed in 2024. It replaces the Ramed system and aims to pay a monthly direct aid to low-income families. Amounts range from 500 MAD/month (without school-age children) to 1000 MAD/month (with 3 or more school-age children).
Costs & fees
| RSU registration | Free |
| Al Barid Bank account opening | Free |
| ASD without school-age children | 500 MAD/month |
| ASD with 3+ children | 1000 MAD/month |
| AMO for ASD beneficiaries | Free |
Timeline
Understanding ASD eligibility criteria
ASD targets Moroccan households with a net monthly income below 4000 MAD. Eligibility criteria include: being registered in the Unified Social Register (RSU), not having formal income declared at CNSS above the threshold. The program targets 4 million Moroccan families.
💡 Tip — The RSU is the central database. Your relative must first be registered in the RSU to qualify for ASD. RSU registration is done at the commune or caidat.
⚠️ Warning — Regular large transfers from abroad detected by Bank Al Maghrib may lead to an eligibility review.
Registration via the aide.gov.ma portal
The aide.gov.ma portal allows checking eligibility and tracking the ASD file. To register: CIN number, family register number, bank details (preferably Barid Bank) or mobile wallet number. Eligibility verification takes 15 to 30 days.
💡 Tip — Barid Al Maghrib opened free bank accounts (Al Barid Bank) for all ASD beneficiaries.
ASD amounts by family profile
Household without school-age children: 500 MAD/month. Household with 1 school-age child: 600 MAD/month. With 2 children: 800 MAD/month. With 3 or more children: 1000 MAD/month. ASD beneficiaries also have access to free basic AMO health coverage.
💡 Tip — AMO for ASD beneficiaries is free and covers 70% of care in the approved sector.
MRE families: special cases
If you are an MRE and your parents in Morocco have low income, they can qualify for ASD regardless of your status abroad. Regular large bank transfers from abroad detected by Bank Al Maghrib can lead to an eligibility review. ASD is calculated based on resources in Morocco.
💡 Tip — There is no legal obligation to declare informal family aid received from abroad under ASD.
⚠️ Warning — Making false declarations to obtain ASD constitutes fraud punishable by law.
DAAM program and other complementary aid
DAAM is the social support program complementary to ASD, managed by ANAPEC. It offers free vocational training, micro-enterprise creation support and social follow-up. ASD beneficiaries are automatically directed to DAAM.
💡 Tip — Contact the ANAPEC office nearest to your relative's home to register for the DAAM program.
In depth
Direct Social Assistance represents the largest social protection reform in Morocco since independence. With an annual budget of 24 billion MAD according to the Ministry of Finance, the program reaches 4 million families. The official ANAPEC response is that only formal declared income and assets evaluated by the RSU are considered in the calculation. The AMO Achamil program launched in 2024 allows beneficiaries to access free consultations with CNSS-approved doctors and partially covered hospitalizations.
❌ Common mistakes to avoid
- ✕Not registering in the RSU beforehand: without RSU, ASD eligibility cannot be verified
- ✕Declaring an inaccurate address or family situation to inflate the aid amount
- ✕Not activating ASD-linked AMO within 3 months of award, losing free health coverage
🔗 Official links and resources
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